Terms of use and privacy policy

Last updated January 8, 2021

By using our Websites, you agree to the following Terms of Use and Privacy Policy. Please read them carefully before using our Websites.

This Website is owned by Catherine Hannabach, an individual. Your privacy is very important to us. Please read this privacy policy carefully as it explains how we collect, use, share, and protect the personal data you provide us when you access our Website or engage with us on social media, as well as your own rights to your personal data we collect.

When we say “we” and “Catherine Hannabach,” this refers to Catherine Hannabach.

These Terms of Use and Privacy Policy apply to the website (“Website”) cathyhannabach.com.

Terms of Use

General Provisions

You must be at least 18 years of age to use our Websites. Do not use our Websites, services, or products if you are under the age of 18. Use of our Websites is at your own risk. We host our Websites on reputable platforms (WordPress) and take reasonable efforts to maintain and host our Websites. However, we make no explicit representations or warranties as to the safety or your individual use of our Websites. The Terms and Conditions and Privacy Policy contained on this page is subject to change at any time, in which case we will notify you by changing the “last updated” date at the top of this page.

Intellectual Property Notice

All text, images, videos, audio, graphics, designs, trademarks, and service marks displayed on our Websites, Products, or Service materials are solely the property of Catherine Hannabach or the properly attributed party. It is a violation of United States federal law to use our intellectual property in whole or in part, or modify it in any way. You may cite Catherine Hannabach’s intellectual property with clear and obvious credit and a link back to our site or social media platforms where the intellectual property is located. You may not claim any of our intellectual property as your own, even with attribution.

Your Communications

Any communications you send us through our contact forms/pages, social media posts, newsletter sign-up forms, or other related pages, or directly to our phones, mailing addresses, or email addresses is not held privileged or confidential and is subject to viewing and distribution by third parties. We own any and all communications displayed on our Websites, servers, emails, or other media as allowed by United States law. For more information on when and how we store and use your communications or any data provided by you in those communications, please refer to our Privacy Policy on this page.

You agree not to submit any content or communications that could be illegal or serve an unlawful purpose, including, but not limited to communications that are potentially libelous or maliciously false, obscene, abusive, negligent, or otherwise harmful or inappropriate.

Results Disclaimer

Our Websites and related materials are provided for educational and informational use only.

Any stories, case studies, or testimonials contained on our Websites do not constitute a warranty, guarantee, or prediction regarding the outcome of an individual using our own or recommended Websites, programs, products, or services for any particular situation. While all materials and links to other resources are posted in good faith, the accuracy, validity, effectiveness, completeness, or usefulness of any information posted, as with any publication, cannot be guaranteed. By using our Websites, you agree to indemnify and hold harmless Catherine Hannabach for any direct or indirect loss or conduct incurred as a result of your use of our our recommended Websites, services, programs, or products and any related communications, including as a result of any consequences incurred from technological failures such as a payment processor error(s) or system failure(s).

If you have medical, legal, or financial questions, you should consult a medical professional, lawyer or Certified Public Accountant (CPA), and/or Certified Financial Planner (CFP) respectively. We expressly disclaim any and all responsibility for any actions or omissions you choose to make as a result of using our Websites or related materials.

Our Websites and related materials are updated on a regular basis and while we try to make accurate statements in a timely and effective manner, we cannot guarantee that all materials and related media contained there are entirely accurate, complete, or up to date. You expressly acknowledge and understand that any information or knowledge you gain as a result of using our Websites is used at your own risk. If you should see any errors or omissions and would like to let us know, please email us at cathy@ideasonfire.net.

Termination

If at any time we find that you have violated these Terms of Use or Privacy Policy, we will immediately terminate your use of our Websites and any related communications as we deem appropriate. It is within our sole discretion to allow any user’s access of our Websites, and we may revoke this access at any time without notice, and if necessary, block your IP address from further visits to our site(s).

Entire Agreement

Before you register with our Websites or make any purchases from us, you will be asked to consent to our Terms of Use and Privacy Policy.  If you have consented, or once you do consent, the terms of our Privacy Policy and Terms of Use constitute the entire agreement between site users and our company relating to the use of our Websites.

Severability

If any part of these Terms of Use or our Privacy Policy is deemed unlawful and/or unenforceable, all other provisions contained herein will remain in full force and effect.

Law and Jurisdiction

These Terms of Use and Privacy Policy are governed by and construed in accordance with United States law. Any dispute arising out of or related to the information contained herein is subject to adjudication in the state of Pennsylvania, the United States of America.

Privacy Policy

General Provisions

We collect, use, and are responsible for certain personal information about you.

Children’s Online Privacy Protection Act

Our Websites, Products, and Services are not intended for persons under the age of 18. We do not knowingly collect information from anyone under 18 years of age. We prohibit children under the age of 18 from using all interactive portions of our Websites, including leaving any comments, filling out forms, or otherwise submitting information. Do not use our Websites if you are under 18. We will not knowingly collect personally identifiable information from children under 18. If we learn we have any information or content from anyone under the age of 18, we will delete that information.

The Personal Information We Collect and Use

Information Collected by Us

We may collect, use, and are responsible for certain personal information that you provide when you voluntarily sign up for our newsletters or emails, register for a webinar or workshop, leave comments on social media or our Websites, fill out any type of form, or otherwise contact Catherine Hannabach via an online form, email, or phone. The information collected may include your name, email, and/or phone number. You are not required to provide any personally identifiable information to merely access or visit our Websites, including reading public pages or accessing our blog posts or podcast episodes.

We may collect domain information and “cookies” (small files saved on your hard drive by your web browser) to analyze website performance, track user patterns, save information from your previous visits, and customize your experience. We will ask for your consent to allow us to use cookies. We or our third-party vendors may collect nonpersonal information through the use of these technologies. Nonpersonal information might include the browser you use, the type of computer you use, and technical information about your means of connection to our Websites such as the operating systems and the internet service providers utilized and other similar information. Our systems may also automatically gather information about the pages and posts you visit and search terms you use on our Websites and about the links you may select from within our Websites to other areas of the internet.

If you are located in the European Economic Area (EEA), we are regulated under the General Data Protection Regulation which applies across the European Union (including in the United Kingdom) and we are responsible as controller of that personal information for the purposes of those laws.

Information Collected from Other Sources

Our Websites use Airtable plugin forms to process general inquiries and contact information. If you enter information through these forms, Airtable passes that data along to us so we can read your message and respond accordingly.

This third-party company has its own privacy policies and terms of service, which you consent to when using it.

Airtable’s privacy policy can be found here: https://airtable.com/privacy

How We Use Your Personal Information

We collect such information to send emails, communicate with you, and improve Website performance and customer service.

Who We Share Your Personal Information with

We respect your privacy and will never sell, trade or transfer your personally identifiable information to third parties (beyond what is necessary for fulfilling a customer transaction or for the basic functionality of an online service) without your consent.

We may release personal information to enforce our Website Terms of Use abd Privacy Policy, manage our business, protect users or the general public, or to otherwise comply with legal obligations.

If you give us your permission, we may also use personal identification information for internal or external marketing and promotional purposes.

We will not share your personal information with any other third party.

Whether Information Has to Be Provided by You and Why

The provision of your name, email address, and message s is required from you to contact us through our contact form. We do not require you to provide any personal data to view our public Website pages, read our blog posts, or listen to our podcast episodes. We will inform you when we collect it whether you are required to provide the information to us. 

Data Retention

We retain personal data as long as it is needed to conduct our legitimate business purposes or to comply with our legal obligations, or until you ask us to delete your data. For example, we will retain certain personal information indefinitely for the purposes of maintaining your account, unless and until you delete your account. Data that we gather for a specific and particular purpose, such as assisting law enforcement or analyzing trends, will not be kept for longer than is necessary for that particular purpose. Data that is no longer needed by us for any of the purposes listed above will be permanently deleted.

You may request that we delete your data at any time. However, note that we cannot control the retention policies of third parties. If you wish to have any third parties, including those to whom we’ve transmitted your data, delete that data, you will need to contact those third parties directly. You may request from us a list of all third parties to whom we have transmitted your data.

We may use some of the information we collect for marketing purposes, including to send you promotional communications about new services, products, events, or other opportunities. If you wish to stop receiving these communications or to opt out of use of your information for these purposes, please follow the opt-out instructions by clicking “Unsubscribe” (or similar opt-out language) in those communications. You can also contact us at cathy@ideasonfire.net to opt out. 

Reasons We Can Collect and Use Your Personal Information

We collect and use your personal information to further the following legitimate business interests:

  • Correspond with you
  • Contact you about new offerings that we think you will be interested in
  • Interact with you on social media
  • Send you newsletters and other updates about our Websites
  • Request feedback from you
  • Resolve disputes and troubleshoot problems
  • Assist law enforcement as necessary
  • Prevent fraudulent activity on our Websites
  • Analyze website and social media performance and trends

Use and Transfer of Your Information Out of the EEA

Our Websites are operated in the United States and third parties with whom we might share your personal information as explained above are also located in the United States.  If you are located in the EEA or elsewhere outside of the United States, please be aware that any information you provide will be transferred to the United States. By using our Websites and/or providing your information, you consent to this transfer.

These countries do not have the same data protection laws as the United Kingdom and EEA. While the European Commission has not given a formal decision that the United States provides an adequate level of data protection similar to those which apply in the United Kingdom and EEA, any transfer of your personal information will be subject to the derogation in Article 49 permitting non-repetitive transfers that concern only a limited number of data subjects, as permitted by Article 49 of the General Data Protection Regulation that is designed to help safeguard your privacy rights and give you remedies in the unlikely event of a misuse of your personal information.

Your Rights

If you want to unsubscribe from receiving emails from us, you may do so at any time. Each email from us includes instructions for unsubscribing from these email communications. You can also email us at cathy@ideasonfire.net to unsubscribe and we will remove you from our email list.

If you are covered by the General Data Protection Regulation, you have a number of important rights free of charge. Those include rights to:

  • Fair processing of information and transparency over how we use your use personal information
  • Access to your personal information and to certain other supplementary information that this Privacy Policy is already designed to address
  • Require us to correct any mistakes in your information which we hold
  • Require the erasure of personal information concerning you in certain situations
  • Receive the personal information concerning you which you have provided to us, in a structured, commonly used and machine-readable format and have the right to transmit those data to a third party in certain situations
  • Object at any time to processing of personal information concerning you for direct marketing
  • Object to decisions being taken by automated means which produce legal effects concerning you or similarly significantly affect you
  • Object in certain other situations to our continued processing of your personal information
  • Otherwise restrict our processing of your personal information in certain circumstances
  • You may also have the right to claim compensation for damages caused by our breach of any data protection laws.

For further information on each of those rights, including the circumstances in which they apply, see the Guidance from the UK Information Commissioner’s Office (ICO) on individuals’ rights under the General Data Protection Regulation, available at: https://ico.org.uk/for-organisations/guide-to-the-general-data-protection-regulation-gdpr/individual-rights/.

If you would like to exercise any of those rights, please:

  • Email us at cathy@ideasonfire.net
  • Provide us enough information to identify you (e.g., name, email address, invoice numbers, and registration details)
  • Provide us proof of your identity and address (a copy of your driver’s license or passport and a recent utility or credit card bill)
  • Provide us with the information to which your request relates

Keeping Your Personal Information Secure

We have appropriate security measures in place to prevent personal information from being accidentally lost, used, or accessed in an unauthorized way. We limit access to your personal information to those who have a genuine business need to know it. Those processing your information will do so only in an authorized manner and are subject to a duty of confidentiality.

We also have procedures in place to deal with any suspected data security breach. We will notify you and any applicable authorities of a suspected data security breach where we are legally required to do so.

Please note that any comments or information that you post on our Websites or social media pages become public and third parties may use your information. We are not responsible for any unauthorized uses by third parties in such context. You disclose such information at your own risk.

Links to Other Sites

You may see hyperlinks on our Websites that link to the sites and services of our partners, suppliers, advertisers, sponsors, licensors, or other third parties. Any products or services reached through a third-party link are subject to separate privacy policies. We are not responsible for or liable for any content on or actions taken by such third-party websites.

How to Register a Complaint

We hope that we can resolve any question or concern you raise about our use of your information. You can contact us at cathy@ideasonfire.net.

If you are covered by the General Data Protection Regulation, you may lodge a complaint with a supervisory authority, in particular in the European Union (or European Economic Area) state where you work, normally live, or where any alleged infringement of data protection laws occurred.

Changes to This Privacy Notice

This policy is effective as of January 8, 2021. We may change, modify or update this Privacy Policy at any time and will notify you of any such changes by updating the “last updated” date at the top of this policy.

How to Contact Us

If you have any questions or concerns about this Privacy Policy, the information we hold about you, or you wish to change your personal information in our records, please contact us at cathy@ideasonfire.net.